Anyone who has a business and needs to accept credit cards as a method of payment are definitely going to need a merchant account.To set up one , one needs to have an arrangement between yourself and a credit credit card processor, so that payments can then be deposited into your bank account. Whilst one needs to fill out an application form and have it approved by the credit processor you should be able to have the moneys credited to a bank of your choice.
There's a little more involved in creating a merchant account than set out here but these are the basics and it's really not too difficult to do . For more information >>>>>>>
